Do I need it? Most people assume their homeowner insurance covers floods (groundwater, heavy rains, etc…), but the majority of homeowner policies do not provide coverage in the event of a flood. The Federal Emergency Management Agency (FEMA) has designated over 20,000 communities across the country as flood zones. If you are in a flood zone; the bank can require you purchase flood insurance in addition to property insurance. Get in touch with us today if you want to find out if your address is located within a flood zone and we would be happy to provide a flood quote.
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