Business vehicles are more than just a mode of transport—they’re a vital part of your operation. Whether you own one work van or manage a fleet of trucks, New Hampshire Commercial Auto Insurance protects your vehicles, drivers, and livelihood. At Segreve & Hall, we understand the state’s commercial insurance requirements and work closely with local businesses to provide reliable, customized policies that deliver peace of mind.
New Hampshire Commercial Auto Insurance That Drives Confidence
Trusted by Businesses for 30+ years

Built for Businesses That Rely on the Road
Protection tailored to your daily vehicle use
New Hampshire’s roads can be unpredictable, especially when your team is out making deliveries, visiting job sites, or transporting clients. That’s why our commercial auto coverage is crafted to fit your unique vehicle use, industry, and driver risk factors. Whether you’re a contractor in Keene or a courier in Portsmouth, you’ll be covered where it counts.
Stay Compliant With New Hampshire’s Commercial Auto Laws
Meet state coverage limits and insurance obligations
Unlike personal vehicles in New Hampshire, commercial vehicles must meet minimum liability insurance requirements. These include bodily injury and property damage protection, among others. Our team ensures your policy aligns with all legal mandates, helping you avoid penalties while keeping your business vehicles fully compliant and road-ready.
Comprehensive Coverage for Vehicles and Drivers
From collision to cargo—one policy, full protection
Accidents, theft, and liability claims can put your business at risk. Our commercial auto insurance policies offer robust protection—covering vehicle damage, third-party injuries, legal costs, and even loss of tools or cargo. Plus, optional enhancements like roadside assistance or hired/non-owned auto coverage provide flexibility as your business grows.
From Our Clients
Frequently asked questions
What types of businesses need commercial auto insurance in New Hampshire?
Any business that owns or uses vehicles for work should have commercial auto coverage. This includes tradespeople, delivery services, real estate professionals, and more. If your personal vehicle is used for business—even occasionally—it may not be covered under your standard auto policy.
Is commercial auto insurance required in New Hampshire?
Yes. Unlike personal auto insurance, which is optional in New Hampshire, commercial vehicles must carry liability insurance that meets state minimums. These requirements help protect both your business and other drivers on the road.
Can I bundle commercial auto insurance with other policies?
Absolutely. Many New Hampshire businesses choose to bundle commercial auto coverage with general liability, workers’ comp, or property insurance. Bundling often reduces costs and simplifies policy management, and our team can help you build a complete protection package.
