Safeguard your mobile assets with specialized coverage designed for Rhode Island Inland Marine Insurance needs. This policy protects your business property while it’s in transit or stored away from your main location. Whether you’re moving equipment between job sites or keeping inventory in off-site storage, our inland marine insurance ensures those assets stay covered against theft, damage, or loss. Moreover, we bring local expertise and responsive service, so you can focus on operations knowing your Rhode Island business stays protected.
Rhode Island Inland Marine Insurance for Businesses That Move Equipment and Materials
Trusted by Businesses for 30+ years 
Comprehensive Coverage Beyond Standard Policies
Protecting Property in Transit or Off-Site
Standard commercial property insurance often stops at your doorstep. In contrast, inland marine insurance fills the gap by covering property that leaves your premises. It safeguards equipment, tools, and inventory wherever they go – on the road, at a job site, or in temporary storage. For example, if valuable tools are stolen from a work truck or materials get damaged at a construction site, inland marine coverage can compensate for those losses. In fact, Rhode Island’s insurance regulations recognize inland marine insurance as a distinct line of coverage for movable property, separate from ocean marine or auto policies. This means your policy is specifically tailored to protect assets on the move, covering risks like transit accidents, theft, vandalism, or weather damage that standard policies might exclude.
Examples of assets inland marine insurance can cover include:
- Construction tools and heavy equipment transported between sites
- Building materials and supplies stored at a job location
- Client property or exhibits (e.g., art, trade show displays) in your care
- Electronic devices and specialized gear used off-site
Additionally, this coverage extends to high-value items that standard property insurance might not fully cover. It’s an essential safety net for Rhode Island businesses that rely on moving or temporary property to operate.
Customized Solutions for Rhode Island Businesses
Tailored Inland Marine Policies for Every Industry
Every business is unique, and similarly, their inland marine insurance should be too. Therefore, Segreve & Hall works with you to customize a policy that fits your specific operations and risks. We’ve helped contractors, manufacturers, tech companies, and vendors across Rhode Island protect their vital equipment and goods. For instance, a construction company in Providence might need coverage for excavators and tools on multiple sites, while an event planner in Newport may require protection for portable sound and lighting equipment. We adjust coverage limits and endorsements based on the value of your assets and how they’re used. As a result, you get reliable protection without paying for unnecessary extras.
In Rhode Island, it’s common for contractors and mobile businesses to carry inland marine insurance to safeguard their expensive equipment and materials. Our team ensures your policy meets any industry or client requirements, and we stay up-to-date with Rhode Island insurance guidelines to keep your coverage compliant and effective.
The Segreve & Hall Advantage
Your Trusted Local Insurance Partner
Choosing the right insurance partner is just as important as choosing the right policy. Fortunately, Segreve & Hall brings decades of experience and local insight to the table. For over 30 years, our agency has helped New England businesses protect their mobile assets, and we understand Rhode Island’s specific insurance landscape.
Here’s what sets us apart:
- Expert Guidance & Local Knowledge: Our professionals understand Rhode Island’s regulations and common risks, providing you with informed advice every step of the way.
- Fast, Reliable Claims Support: If something happens, we’ll help expedite your claim so you can recover and get back to work quickly.
- Customized Coverage Options: We tailor inland marine policies to your needs – whether you operate a construction firm, a delivery service, or any enterprise with property on the move.
- Commitment to Service: From initial consultation to ongoing policy management, we pride ourselves on clear communication and responsive support for our clients.
With Segreve & Hall, you gain a partner dedicated to protecting your business. Ultimately, our goal is to provide peace of mind knowing your equipment, merchandise, and other movable property remain well protected at all times.
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From Our Clients
I received excellent service from Wanda E. Morales. She has always been available to help me with any questions or procedures related to my insurance, and every time I've needed something, she has resolved everything quickly, clearly, and efficiently. Her service is friendly, professional, and very reliable; her experience and commitment to her clients are truly evident. I am extremely grateful for her patience, support, and the peace of mind I get from knowing I can count on her in any situation. I highly recommend her.
We had an excellent experience with this insurance company. Wanda and Dan were very efficient and provided all the information we needed promptly. Special thanks to Dan, who went above and beyond to find my mother more coverage for less money. His professionalism and attention to detail made the process smooth and stress-free. Highly recommend their services!
Used S&H to insure my very first condo - although I've owned several homes, this is the first time in condo-land, and I was pretty unfamiliar with the process. Thomas helped walk me through all the options, and also the fact that we ended up closing 2.5 weeks later than anticipated! He also helped with quite a few special circumstances. Very happy and would work with them again!
My friend recommended this agency to me, and they’ve been great to work with, especially working with Paulo! He is always quick to respond and really helpful whenever needed. Working with them has been very simple and stress-free, which I really appreciate. Definitely recommend them to anyone who is looking!
I’ve had an excellent experience with Segreve & Hall Insurance Associates Inc., especially thanks to Paulo Botelho. Paulo went above and beyond to make the entire process smooth, clear, and stress-free. He was incredibly responsive, knowledgeable, and took the time to explain all my options in detail. It’s rare to find someone who truly cares about finding the best coverage and value for their clients, but Paulo does exactly that. I highly recommend reaching out to him and the team at Segreve & Hall if you’re looking for great service and genuine professionalism.
Michael Brandolini was fantastic to work with! He helped me get a competitive insurance quote for risk and liability and took the time to go over all the coverage details, making adjustments as needed. He was prompt, professional, and a pleasure to work with throughout the process. I highly recommend Michael to anyone looking for insurance quotes!
Mike Brandolini and team were able to save the day to get us in our new car quickly and, better yet, at a significantly lower insurance rate. The entire process was seamless, painless, and quick. We are so glad we found Segreve & Hall! Thank you!
Worked with Geoffrey for our home and flood insurance!
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
The staff at Segreve & Hall are always welcoming and always seem to have an answer to any questions I may have. The insurance consultant Michael Brandolini is quick with his response and makes time for you. He helped me to navigate insurances and have a good understanding of them. Thank you
Recently sold my trailer and bought a park model and my new neighbor is Paulo Botelho. He mentioned he is in the insurance business and could give me a quote. Now I'm insured for trailer and golf cart. Great policy, great price and it couldn't have gone smoother.
Thank you Segreve & Hall and especially Paulo.
Thank you Segreve & Hall and especially Paulo.
I want to extend my heartfelt gratitude to Segregated & Hall Insurance, specifically Michael Brandolini, for their exceptional service. Michael went above and beyond to assist me in securing my Commercial Auto insurance for NEMT. His expertise and dedication made the entire process seamless and stress-free.
Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.
I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.
I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
I had such a great experience working with Thomas Segreve as my insurance agent. He took the time to really explain everything to me in a way that made sense, which I genuinely appreciated. Insurance can be overwhelming, but he made the process very smooth.
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
I had an excellent experience with Segreve & Hall Insurance. From the beginning, the process was explained with patience and clarity, which made everything easy to understand. I felt well supported throughout, and all my questions were answered quickly.
The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
I’ve had an excellent experience working with Michael Brandolini as my auto insurance agent. He is always professional, responsive, and genuinely cares about helping his clients find the best coverage. Michael takes the time to explain details clearly and makes the whole process smooth and stress-free. I really appreciate his reliability and dedication, and I would highly recommend him to anyone looking for a trustworthy insurance agent.
Segregated & Hall Insurance were so helpful, especially Michael Brandolini, in finding my family new home and auto insurance. We have two teen drivers and were quoted a crazy rate. Michael reviewed our policies and saved us an incredible amount of money per year! I am very happy with their service!
My experience working with Segreve & Hall has been great. I recently purchased a car and while at dealership the salesperson said that we just had to wait for my insurence company to respond to finish the deal as he faxed the paperwork and it may take awhile. Few minutes later he responded saying wow that was the fastest ever getting information back. Thanks to Paulo Botelho and his speedy service I was in and out of the dealership in no time and the salesperson was also impressed!!
I had the pleasure of working with Michael Brandolini at Segreve & Hall insurance associates, and I can’t recommend them enough. They are extremely knowledgeable about insurance policies, regulations, and procedures, and they make even the most complex details easy to understand. Their professionalism and attention to detail gave me full confidence that I was making the best decisions for my needs.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
I was put into contact with Segreve & Hall by the dealer I got my car from. Paulo has been excellent in helping me understand how everything works and making sure my car payments go through smoothly with no issues. Thank you for all your thoroughness and checking in on me to make sure everything is going okay! I appreciate you all so much. Highly recommend!!!
Michael Brandolini is a wonderful insurance agent and one of the best I have ever worked with! He is always incredibly responsive, no matter the time or day, and consistently goes above and beyond to provide the information I need quickly and clearly. Michael makes the whole process easy and stress-free, and I always feel confident knowing he has my best interests in mind. Highly recommend him to anyone looking for exceptional service and peace of mind.
The main reason I am giving 5 stars is because of Michael Brandolini’s amazing service. He is always very responsive, prompt and made sure I understood my policy in depth. He is a great addition to your company and I’m very grateful to have made this switch earlier this year. Grateful to have a smooth easy process with something that is very stressful for us all. Thank you to the company & Michael
Frequently asked questions
What does Rhode Island inland marine insurance cover?
Rhode Island inland marine insurance covers a wide range of mobile or temporary property. It typically includes equipment, tools, and inventory transported by land or stored off-site. This means if you have items that leave your primary business location – such as construction machinery on a job site, goods being delivered to customers, or even someone else’s property in your care – an inland marine policy can cover them. It also protects these assets against perils like theft, fire, wind, or water damage that might occur in transit or away from your premises. In short, it fills the gaps left by a standard property policy, ensuring your valuable items remain covered wherever they go.
Is inland marine insurance required by law in Rhode Island?
No, inland marine insurance is generally not required by Rhode Island law for most businesses. Unlike auto insurance or workers’ compensation (which have legal mandates), inland marine coverage is optional. However, many businesses choose to carry it because their operations involve moving property that isn’t covered by other policies. For example, a contractor’s client or a project contract might specifically require proof of inland marine insurance to ensure those items have coverage. Ultimately, even when it’s not mandatory, having this coverage is a smart risk management decision to protect your investments.
Who should consider inland marine insurance for their business?
Any Rhode Island business that regularly transports equipment or property, or stores items at locations outside its main premises, should consider inland marine insurance. For instance, contractors and builders moving machinery and materials between sites can benefit greatly from this protection. Similarly, artisans or vendors who carry tools and inventory to fairs, markets, or client locations need coverage for those items on the go. Even technology companies with off-site installations or photographers with gear used on location can find inland marine policies valuable. In summary, if your work involves valuable property that doesn’t stay in one fixed location, inland marine insurance is likely a worthwhile addition to your insurance portfolio.
