Safeguard your mobile assets with specialized coverage designed for Rhode Island Inland Marine Insurance needs. This policy protects your business property while it’s in transit or stored away from your main location. Whether you’re moving equipment between job sites or keeping inventory in off-site storage, our inland marine insurance ensures those assets stay covered against theft, damage, or loss. Moreover, we bring local expertise and responsive service, so you can focus on operations knowing your Rhode Island business stays protected.
Rhode Island Inland Marine Insurance for Businesses That Move Equipment and Materials
Trusted by Businesses for 30+ years 
Comprehensive Coverage Beyond Standard Policies
Protecting Property in Transit or Off-Site
Standard commercial property insurance often stops at your doorstep. In contrast, inland marine insurance fills the gap by covering property that leaves your premises. It safeguards equipment, tools, and inventory wherever they go – on the road, at a job site, or in temporary storage. For example, if valuable tools are stolen from a work truck or materials get damaged at a construction site, inland marine coverage can compensate for those losses. In fact, Rhode Island’s insurance regulations recognize inland marine insurance as a distinct line of coverage for movable property, separate from ocean marine or auto policies. This means your policy is specifically tailored to protect assets on the move, covering risks like transit accidents, theft, vandalism, or weather damage that standard policies might exclude.
Examples of assets inland marine insurance can cover include:
- Construction tools and heavy equipment transported between sites
- Building materials and supplies stored at a job location
- Client property or exhibits (e.g., art, trade show displays) in your care
- Electronic devices and specialized gear used off-site
Additionally, this coverage extends to high-value items that standard property insurance might not fully cover. It’s an essential safety net for Rhode Island businesses that rely on moving or temporary property to operate.
Customized Solutions for Rhode Island Businesses
Tailored Inland Marine Policies for Every Industry
Every business is unique, and similarly, their inland marine insurance should be too. Therefore, Segreve & Hall works with you to customize a policy that fits your specific operations and risks. We’ve helped contractors, manufacturers, tech companies, and vendors across Rhode Island protect their vital equipment and goods. For instance, a construction company in Providence might need coverage for excavators and tools on multiple sites, while an event planner in Newport may require protection for portable sound and lighting equipment. We adjust coverage limits and endorsements based on the value of your assets and how they’re used. As a result, you get reliable protection without paying for unnecessary extras.
In Rhode Island, it’s common for contractors and mobile businesses to carry inland marine insurance to safeguard their expensive equipment and materials. Our team ensures your policy meets any industry or client requirements, and we stay up-to-date with Rhode Island insurance guidelines to keep your coverage compliant and effective.
The Segreve & Hall Advantage
Your Trusted Local Insurance Partner
Choosing the right insurance partner is just as important as choosing the right policy. Fortunately, Segreve & Hall brings decades of experience and local insight to the table. For over 30 years, our agency has helped New England businesses protect their mobile assets, and we understand Rhode Island’s specific insurance landscape.
Here’s what sets us apart:
- Expert Guidance & Local Knowledge: Our professionals understand Rhode Island’s regulations and common risks, providing you with informed advice every step of the way.
- Fast, Reliable Claims Support: If something happens, we’ll help expedite your claim so you can recover and get back to work quickly.
- Customized Coverage Options: We tailor inland marine policies to your needs – whether you operate a construction firm, a delivery service, or any enterprise with property on the move.
- Commitment to Service: From initial consultation to ongoing policy management, we pride ourselves on clear communication and responsive support for our clients.
With Segreve & Hall, you gain a partner dedicated to protecting your business. Ultimately, our goal is to provide peace of mind knowing your equipment, merchandise, and other movable property remain well protected at all times.
Get A Quote
From Our Clients
I was looking for a commercial auto policy and found Segreve & Hall online. I decided to give them a try based on their excellent reviews. I spoke with Dan St. Pierre first, and provided information on the phone and via email. Within a couple of hours, Paulo Botelho sent me two very competitive quotes. I was already impressed by how responsive they were. Then I had several phone calls with Paulo on the following days, and went over the details. Since this was my first commercial policy, Paulo gave me a very good explanation of its differences from a personal one. He also helped adding the business name to the registry. It has been a great experience working with Paulo. I have no hesitation recommending Segreve & Hall to anyone with insurance needs. A job well done!
I was looking to change insurance and reduce our out of pocket expenses for both auto and homeowners. Paul Botelho came highly recommended to me and he did not disappoint. He advised what the best option would be and then he streamlined the change very quickly. He kept me informed of the process and answered all my questions promptly and was a wealth of knowledge. I would highly recommend Segreve and Hall as well as Paul.
Paulo was an awesome help! Helped me save hundreds on my auto insurance. 10/10 recommend doing business with him. I’ve already sent family members his way for insurance, and will continue to send anybody I know in need his way. Thanks again!
I have my home, business and autos with Segreve & Hall, very happy with the service, always very responsive to my needs and very knowlegeable. They always try offer alternatives to try to save me money. Michael Brandolini and the whole team at Segreve & Hall is alway very helpful when I call in.
The agency was enthusiastically recommended by a friend and everything has lived up to my expectations.Everyone at this agency has been great in helping me to obtain insurance for my new home and transfer my auto insurance. They have made it so easy. Each person I have dealt with has been professional, courteous, responsive and knowledgeable.
I dealt with Tom Segreve at Segreve & Hall when we wanted to compare different insurance companies for our homeowners and our auto policies. Tom was very helpful and checked several top insurance companies that they offer. He found us the right coverage and also saved us money! We highly recommend them!
Couldn't be more happy with the service I received from Brian Segreve at Segreve and Hall Insurance Associates. I recently bought my first home and he made getting my home and auto insurance easy and strait-forward, and I felt like he genuinely care about finding the best coverage for me and my family. All my questions were answered promptly, and everything was explained in a way that made sense. Highly recommend!
A relative referred me to S&H as I had indicated a change was needed with my current agent of 32yrs. I connected with Finn Collins at S&H and explained my situation and what I was hoping to do. He asked a few questions, I provided my coverage sheets and he took it home from there. He mapped all my options as requested to the T, made a few suggestions on gaps in my current plan and provided options all of which were better than my current rates but with more coverage. Too good to be true? I inquired on how drivers with near perfect driving records and a 30+yr relationship with existing carrier can get better rates with new carrier and no history. He provided industry white papers explaining how....Who knew? I do now. Thank you S&H and Thank you Finn C! I am passing on your info to my contacts!
RG
RG
I had an excellent experience working with Segreve & Hall. They were incredibly customer-centric, responsive, and made the entire process easy from start to finish. Their team went above and beyond to make sure everything was handled quickly and correctly. I highly recommend them to anyone looking for knowledgeable, reliable, and genuinely helpful insurance experts.
I received excellent service from Wanda E. Morales. She has always been available to help me with any questions or procedures related to my insurance, and every time I've needed something, she has resolved everything quickly, clearly, and efficiently. Her service is friendly, professional, and very reliable; her experience and commitment to her clients are truly evident. I am extremely grateful for her patience, support, and the peace of mind I get from knowing I can count on her in any situation. I highly recommend her.
We had an excellent experience with this insurance company. Wanda and Dan were very efficient and provided all the information we needed promptly. Special thanks to Dan, who went above and beyond to find my mother more coverage for less money. His professionalism and attention to detail made the process smooth and stress-free. Highly recommend their services!
I’ve had my liability insurance for my small business with Segreve & Hall for many years. The customer service wasn’t always that fast. But now that I’m working with Michael Brandolini directly I’ve had a great experience. He always responds in a timely manner. Would recommend him to anymore looking for insurance.
Used S&H to insure my very first condo - although I've owned several homes, this is the first time in condo-land, and I was pretty unfamiliar with the process. Thomas helped walk me through all the options, and also the fact that we ended up closing 2.5 weeks later than anticipated! He also helped with quite a few special circumstances. Very happy and would work with them again!
My friend recommended this agency to me, and they’ve been great to work with, especially working with Paulo! He is always quick to respond and really helpful whenever needed. Working with them has been very simple and stress-free, which I really appreciate. Definitely recommend them to anyone who is looking!
I’ve had an excellent experience with Segreve & Hall Insurance Associates Inc., especially thanks to Paulo Botelho. Paulo went above and beyond to make the entire process smooth, clear, and stress-free. He was incredibly responsive, knowledgeable, and took the time to explain all my options in detail. It’s rare to find someone who truly cares about finding the best coverage and value for their clients, but Paulo does exactly that. I highly recommend reaching out to him and the team at Segreve & Hall if you’re looking for great service and genuine professionalism.
Michael Brandolini was fantastic to work with! He helped me get a competitive insurance quote for risk and liability and took the time to go over all the coverage details, making adjustments as needed. He was prompt, professional, and a pleasure to work with throughout the process. I highly recommend Michael to anyone looking for insurance quotes!
Mike Brandolini and team were able to save the day to get us in our new car quickly and, better yet, at a significantly lower insurance rate. The entire process was seamless, painless, and quick. We are so glad we found Segreve & Hall! Thank you!
Worked with Geoffrey for our home and flood insurance!
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
The staff at Segreve & Hall are always welcoming and always seem to have an answer to any questions I may have. The insurance consultant Michael Brandolini is quick with his response and makes time for you. He helped me to navigate insurances and have a good understanding of them. Thank you
Recently sold my trailer and bought a park model and my new neighbor is Paulo Botelho. He mentioned he is in the insurance business and could give me a quote. Now I'm insured for trailer and golf cart. Great policy, great price and it couldn't have gone smoother.
Thank you Segreve & Hall and especially Paulo.
Thank you Segreve & Hall and especially Paulo.
Frequently asked questions
What does Rhode Island inland marine insurance cover?
Rhode Island inland marine insurance covers a wide range of mobile or temporary property. It typically includes equipment, tools, and inventory transported by land or stored off-site. This means if you have items that leave your primary business location – such as construction machinery on a job site, goods being delivered to customers, or even someone else’s property in your care – an inland marine policy can cover them. It also protects these assets against perils like theft, fire, wind, or water damage that might occur in transit or away from your premises. In short, it fills the gaps left by a standard property policy, ensuring your valuable items remain covered wherever they go.
Is inland marine insurance required by law in Rhode Island?
No, inland marine insurance is generally not required by Rhode Island law for most businesses. Unlike auto insurance or workers’ compensation (which have legal mandates), inland marine coverage is optional. However, many businesses choose to carry it because their operations involve moving property that isn’t covered by other policies. For example, a contractor’s client or a project contract might specifically require proof of inland marine insurance to ensure those items have coverage. Ultimately, even when it’s not mandatory, having this coverage is a smart risk management decision to protect your investments.
Who should consider inland marine insurance for their business?
Any Rhode Island business that regularly transports equipment or property, or stores items at locations outside its main premises, should consider inland marine insurance. For instance, contractors and builders moving machinery and materials between sites can benefit greatly from this protection. Similarly, artisans or vendors who carry tools and inventory to fairs, markets, or client locations need coverage for those items on the go. Even technology companies with off-site installations or photographers with gear used on location can find inland marine policies valuable. In summary, if your work involves valuable property that doesn’t stay in one fixed location, inland marine insurance is likely a worthwhile addition to your insurance portfolio.
