Massachusetts Surety Bonds

Trusted Bond Solutions for Contractors, Developers & Professionals

Surety Bonds play a critical role in Massachusetts business operations—especially in industries like construction, development, and municipal contracting. Whether you’re bidding on a project, securing a permit, or guaranteeing contract performance, a Surety Bond provides the financial assurance that your obligations will be met.

At Segreve & Hall, we help businesses across Massachusetts—from Boston to the Berkshires—secure the right bond quickly and efficiently.

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Guarantees That Build Confidence

A Surety Bond is a three-party agreement between the principal (you), the obligee (the entity requiring the bond), and the surety (the insurance company that guarantees your obligation will be fulfilled). If you fail to meet the terms of your contract, the surety steps in—providing protection for the obligee.

We help secure a wide range of bonds, including:

  • Bid BondsRequired during the bidding process to guarantee you will enter the contract if awarded.

  • Performance BondsEnsures that you will complete a project according to the terms and specifications of the contract.

  • Payment BondsGuarantees payment to subcontractors, suppliers, and laborers on a project.

  • Permit and License BondsOften required by Massachusetts municipalities for business licenses or to perform specific services.

  • Sidewalk BondsGuarantees safe and proper restoration of public walkways after construction or utility work.

Meeting Massachusetts Requirements

Many cities and towns across Massachusetts—including Boston, Worcester, and Cambridge—require Surety Bonds as part of their permitting, bidding, or licensing process. Whether you’re applying for a street occupancy permit or bidding on public infrastructure work, a valid bond is often the key to getting started.

We assist with bonds that meet the specific legal and regulatory standards of local and state agencies throughout the Commonwealth.

Why Businesses Choose Segreve & Hall for Surety Bonds

For over 30 years, Massachusetts businesses have trusted Segreve & Hall to help them meet their bonding needs. We focus on making the process fast, simple, and stress-free—so you can focus on winning jobs and completing projects.

What sets us apart:

  • Local experienceWe know what bonds are required in cities and towns across Massachusetts.

  • Responsive turnaroundFast approvals and electronic delivery of bond documents when time is tight.

  • Flexible limitsWe issue bonds ranging from $5,000 to $5 million and beyond, depending on your financial profile.

  • Long-term supportWe’re here to help with renewals, replacements, and additional bonding as your business grows.

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Explore Our Massachusetts Commercial Insurance Solutions

From Our Clients

Robert Genduso
17:06 28 Nov 25
A relative referred me to S&H as I had indicated a change was needed with my current agent of 32yrs. I connected with Finn Collins at S&H and explained my situation and what I was hoping to do. He asked a few questions, I provided my coverage sheets and he took it home from there. He mapped all my options as requested to the T, made a few suggestions on gaps in my current plan and provided options all of which were better than my current rates but with more coverage. Too good to be true? I inquired on how drivers with near perfect driving records and a 30+yr relationship with existing carrier can get better rates with new carrier and no history. He provided industry white papers explaining how....Who knew? I do now. Thank you S&H and Thank you Finn C! I am passing on your info to my contacts!
RG
Lara Bastajian
04:38 26 Nov 25
I had an excellent experience working with Segreve & Hall. They were incredibly customer-centric, responsive, and made the entire process easy from start to finish. Their team went above and beyond to make sure everything was handled quickly and correctly. I highly recommend them to anyone looking for knowledgeable, reliable, and genuinely helpful insurance experts.
Carlos Cudris
17:42 19 Nov 25
I received excellent service from Wanda E. Morales. She has always been available to help me with any questions or procedures related to my insurance, and every time I've needed something, she has resolved everything quickly, clearly, and efficiently. Her service is friendly, professional, and very reliable; her experience and commitment to her clients are truly evident. I am extremely grateful for her patience, support, and the peace of mind I get from knowing I can count on her in any situation. I highly recommend her.
C Fernandez
17:15 19 Nov 25
We had an excellent experience with this insurance company. Wanda and Dan were very efficient and provided all the information we needed promptly. Special thanks to Dan, who went above and beyond to find my mother more coverage for less money. His professionalism and attention to detail made the process smooth and stress-free. Highly recommend their services!
Jeramie Mscisz
16:35 19 Nov 25
I’ve had my liability insurance for my small business with Segreve & Hall for many years. The customer service wasn’t always that fast. But now that I’m working with Michael Brandolini directly I’ve had a great experience. He always responds in a timely manner. Would recommend him to anymore looking for insurance.
Sean Colbath
02:15 11 Nov 25
Used S&H to insure my very first condo - although I've owned several homes, this is the first time in condo-land, and I was pretty unfamiliar with the process. Thomas helped walk me through all the options, and also the fact that we ended up closing 2.5 weeks later than anticipated! He also helped with quite a few special circumstances. Very happy and would work with them again!
Khimberly Silva
18:09 03 Nov 25
My friend recommended this agency to me, and they’ve been great to work with, especially working with Paulo! He is always quick to respond and really helpful whenever needed. Working with them has been very simple and stress-free, which I really appreciate. Definitely recommend them to anyone who is looking!
Andrew Whalen
11:17 31 Oct 25
I’ve had an excellent experience with Segreve & Hall Insurance Associates Inc., especially thanks to Paulo Botelho. Paulo went above and beyond to make the entire process smooth, clear, and stress-free. He was incredibly responsive, knowledgeable, and took the time to explain all my options in detail. It’s rare to find someone who truly cares about finding the best coverage and value for their clients, but Paulo does exactly that. I highly recommend reaching out to him and the team at Segreve & Hall if you’re looking for great service and genuine professionalism.
Neel Shah
16:54 28 Oct 25
Michael Brandolini was fantastic to work with! He helped me get a competitive insurance quote for risk and liability and took the time to go over all the coverage details, making adjustments as needed. He was prompt, professional, and a pleasure to work with throughout the process. I highly recommend Michael to anyone looking for insurance quotes!
Mike Brandolini and team were able to save the day to get us in our new car quickly and, better yet, at a significantly lower insurance rate. The entire process was seamless, painless, and quick. We are so glad we found Segreve & Hall! Thank you!
Anupam Gangotia
17:48 22 Oct 25
Worked with Geoffrey for our home and flood insurance!
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Fritz Emmanuel
19:03 16 Oct 25
The staff at Segreve & Hall are always welcoming and always seem to have an answer to any questions I may have. The insurance consultant Michael Brandolini is quick with his response and makes time for you. He helped me to navigate insurances and have a good understanding of them. Thank you
bill coviello
02:20 16 Oct 25
Recently sold my trailer and bought a park model and my new neighbor is Paulo Botelho. He mentioned he is in the insurance business and could give me a quote. Now I'm insured for trailer and golf cart. Great policy, great price and it couldn't have gone smoother.
Thank you Segreve & Hall and especially Paulo.
I want to extend my heartfelt gratitude to Segregated & Hall Insurance, specifically Michael Brandolini, for their exceptional service. Michael went above and beyond to assist me in securing my Commercial Auto insurance for NEMT. His expertise and dedication made the entire process seamless and stress-free.

Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.

I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
kyle barbieri
00:24 25 Sep 25
I had such a great experience working with Thomas Segreve as my insurance agent. He took the time to really explain everything to me in a way that made sense, which I genuinely appreciated. Insurance can be overwhelming, but he made the process very smooth.
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
Schineider Kerche
16:10 01 Sep 25
I had an excellent experience with Segreve & Hall Insurance. From the beginning, the process was explained with patience and clarity, which made everything easy to understand. I felt well supported throughout, and all my questions were answered quickly.

The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
tim wu
14:24 28 Aug 25
I’ve had an excellent experience working with Michael Brandolini as my auto insurance agent. He is always professional, responsive, and genuinely cares about helping his clients find the best coverage. Michael takes the time to explain details clearly and makes the whole process smooth and stress-free. I really appreciate his reliability and dedication, and I would highly recommend him to anyone looking for a trustworthy insurance agent.
Tracy Callahan
17:24 26 Aug 25
Segregated & Hall Insurance were so helpful, especially Michael Brandolini, in finding my family new home and auto insurance. We have two teen drivers and were quoted a crazy rate. Michael reviewed our policies and saved us an incredible amount of money per year! I am very happy with their service!
Beverly Hennessy
12:23 26 Aug 25
My experience working with Segreve & Hall has been great. I recently purchased a car and while at dealership the salesperson said that we just had to wait for my insurence company to respond to finish the deal as he faxed the paperwork and it may take awhile. Few minutes later he responded saying wow that was the fastest ever getting information back. Thanks to Paulo Botelho and his speedy service I was in and out of the dealership in no time and the salesperson was also impressed!!
Robert Mitchell
14:19 21 Aug 25
I had the pleasure of working with Michael Brandolini at Segreve & Hall insurance associates, and I can’t recommend them enough. They are extremely knowledgeable about insurance policies, regulations, and procedures, and they make even the most complex details easy to understand. Their professionalism and attention to detail gave me full confidence that I was making the best decisions for my needs.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.

Frequently asked questions

What financial documents are required for a Surety Bond in Massachusetts?

Depending on the bond size, you may need to submit business financials, tax returns, project history, and a credit check. Our team can help you prepare the required documentation for a fast approval.

Can I get a bond if my business is new or has limited credit?

Yes. We work with carriers who specialize in helping startups and smaller firms secure bonding. Strong project references or personal indemnity can help offset limited credit history.

How long does it take to get bonded in Massachusetts?

Some smaller bonds can be issued same-day. For larger contract bonds, the review process may take longer, depending on your documentation and project scope.

Surety bond expert reviewing Massachusetts bonding options with a small business owner
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