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Massachusetts Inland Marine Insurance

Coverage for Business Property in Transit or Stored Off-Site

Some business property doesn’t stay in one place. If you move tools, equipment, or inventory between job sites or store valuable materials off-premises, Inland Marine Insurance provides critical protection beyond what standard property policies offer.

At Segreve & Hall, we help Massachusetts businesses—from construction crews in Boston to installation contractors in North Andover—secure Inland Marine Insurance tailored to their mobile assets and operational needs.

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Protection for Property on the Move

Despite the name, Inland Marine Insurance has nothing to do with watercraft. Instead, it covers your business property while in transit, stored temporarily off-site, or used in various locations throughout the state.

Typical policy features include:

  • Equipment in TransitCoverage for tools, electronics, and equipment while being moved between locations.

  • Job Site ProtectionInsurance for valuable gear used at temporary job sites across Massachusetts.

  • Storage CoverageProtection for materials or inventory stored at warehouses or off-site locations.

  • Installation Floater CoverageInsurance for property awaiting installation at a client’s site.

Why Inland Marine Coverage Is Essential in Massachusetts

Massachusetts businesses often operate across multiple towns, job sites, and customer locations. Whether you’re hauling equipment from Springfield to Salem or staging materials for a renovation in Cambridge, standard property insurance typically stops at the front door.

Inland Marine Insurance fills the gap, ensuring your business doesn’t suffer from theft, fire, weather damage, or transit-related loss.

Industries That Rely on Inland Marine Coverage

Segreve & Hall serves a wide variety of industries in need of mobile asset protection. Common clients include:

  • General contractors and construction firms

  • Electricians and HVAC professionals

  • Audio/visual and tech installation companies

  • Landscapers and mobile service providers

  • Wholesalers and delivery businesses

We tailor coverage limits, deductibles, and endorsements based on your specific risks, equipment types, and transportation methods.

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Explore Our Massachusetts Commercial Insurance Solutions

From Our Clients

Carlos Cudris
17:42 19 Nov 25
I received excellent service from Wanda E. Morales. She has always been available to help me with any questions or procedures related to my insurance, and every time I've needed something, she has resolved everything quickly, clearly, and efficiently. Her service is friendly, professional, and very reliable; her experience and commitment to her clients are truly evident. I am extremely grateful for her patience, support, and the peace of mind I get from knowing I can count on her in any situation. I highly recommend her.
C Fernandez
17:15 19 Nov 25
We had an excellent experience with this insurance company. Wanda and Dan were very efficient and provided all the information we needed promptly. Special thanks to Dan, who went above and beyond to find my mother more coverage for less money. His professionalism and attention to detail made the process smooth and stress-free. Highly recommend their services!
Sean Colbath
02:15 11 Nov 25
Used S&H to insure my very first condo - although I've owned several homes, this is the first time in condo-land, and I was pretty unfamiliar with the process. Thomas helped walk me through all the options, and also the fact that we ended up closing 2.5 weeks later than anticipated! He also helped with quite a few special circumstances. Very happy and would work with them again!
Khimberly Silva
18:09 03 Nov 25
My friend recommended this agency to me, and they’ve been great to work with, especially working with Paulo! He is always quick to respond and really helpful whenever needed. Working with them has been very simple and stress-free, which I really appreciate. Definitely recommend them to anyone who is looking!
Andrew Whalen
11:17 31 Oct 25
I’ve had an excellent experience with Segreve & Hall Insurance Associates Inc., especially thanks to Paulo Botelho. Paulo went above and beyond to make the entire process smooth, clear, and stress-free. He was incredibly responsive, knowledgeable, and took the time to explain all my options in detail. It’s rare to find someone who truly cares about finding the best coverage and value for their clients, but Paulo does exactly that. I highly recommend reaching out to him and the team at Segreve & Hall if you’re looking for great service and genuine professionalism.
Neel Shah
16:54 28 Oct 25
Michael Brandolini was fantastic to work with! He helped me get a competitive insurance quote for risk and liability and took the time to go over all the coverage details, making adjustments as needed. He was prompt, professional, and a pleasure to work with throughout the process. I highly recommend Michael to anyone looking for insurance quotes!
Mike Brandolini and team were able to save the day to get us in our new car quickly and, better yet, at a significantly lower insurance rate. The entire process was seamless, painless, and quick. We are so glad we found Segreve & Hall! Thank you!
Anupam Gangotia
17:48 22 Oct 25
Worked with Geoffrey for our home and flood insurance!
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Fritz Emmanuel
19:03 16 Oct 25
The staff at Segreve & Hall are always welcoming and always seem to have an answer to any questions I may have. The insurance consultant Michael Brandolini is quick with his response and makes time for you. He helped me to navigate insurances and have a good understanding of them. Thank you
bill coviello
02:20 16 Oct 25
Recently sold my trailer and bought a park model and my new neighbor is Paulo Botelho. He mentioned he is in the insurance business and could give me a quote. Now I'm insured for trailer and golf cart. Great policy, great price and it couldn't have gone smoother.
Thank you Segreve & Hall and especially Paulo.
I want to extend my heartfelt gratitude to Segregated & Hall Insurance, specifically Michael Brandolini, for their exceptional service. Michael went above and beyond to assist me in securing my Commercial Auto insurance for NEMT. His expertise and dedication made the entire process seamless and stress-free.

Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.

I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
kyle barbieri
00:24 25 Sep 25
I had such a great experience working with Thomas Segreve as my insurance agent. He took the time to really explain everything to me in a way that made sense, which I genuinely appreciated. Insurance can be overwhelming, but he made the process very smooth.
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
Schineider Kerche
16:10 01 Sep 25
I had an excellent experience with Segreve & Hall Insurance. From the beginning, the process was explained with patience and clarity, which made everything easy to understand. I felt well supported throughout, and all my questions were answered quickly.

The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
tim wu
14:24 28 Aug 25
I’ve had an excellent experience working with Michael Brandolini as my auto insurance agent. He is always professional, responsive, and genuinely cares about helping his clients find the best coverage. Michael takes the time to explain details clearly and makes the whole process smooth and stress-free. I really appreciate his reliability and dedication, and I would highly recommend him to anyone looking for a trustworthy insurance agent.
Tracy Callahan
17:24 26 Aug 25
Segregated & Hall Insurance were so helpful, especially Michael Brandolini, in finding my family new home and auto insurance. We have two teen drivers and were quoted a crazy rate. Michael reviewed our policies and saved us an incredible amount of money per year! I am very happy with their service!
Beverly Hennessy
12:23 26 Aug 25
My experience working with Segreve & Hall has been great. I recently purchased a car and while at dealership the salesperson said that we just had to wait for my insurence company to respond to finish the deal as he faxed the paperwork and it may take awhile. Few minutes later he responded saying wow that was the fastest ever getting information back. Thanks to Paulo Botelho and his speedy service I was in and out of the dealership in no time and the salesperson was also impressed!!
Robert Mitchell
14:19 21 Aug 25
I had the pleasure of working with Michael Brandolini at Segreve & Hall insurance associates, and I can’t recommend them enough. They are extremely knowledgeable about insurance policies, regulations, and procedures, and they make even the most complex details easy to understand. Their professionalism and attention to detail gave me full confidence that I was making the best decisions for my needs.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
Jen
15:18 20 Aug 25
I was put into contact with Segreve & Hall by the dealer I got my car from. Paulo has been excellent in helping me understand how everything works and making sure my car payments go through smoothly with no issues. Thank you for all your thoroughness and checking in on me to make sure everything is going okay! I appreciate you all so much. Highly recommend!!!
Garrett McSweeney
17:34 13 Aug 25
Michael Brandolini is a wonderful insurance agent and one of the best I have ever worked with! He is always incredibly responsive, no matter the time or day, and consistently goes above and beyond to provide the information I need quickly and clearly. Michael makes the whole process easy and stress-free, and I always feel confident knowing he has my best interests in mind. Highly recommend him to anyone looking for exceptional service and peace of mind.
Vanessa Sanchez
14:51 13 Aug 25
The main reason I am giving 5 stars is because of Michael Brandolini’s amazing service. He is always very responsive, prompt and made sure I understood my policy in depth. He is a great addition to your company and I’m very grateful to have made this switch earlier this year. Grateful to have a smooth easy process with something that is very stressful for us all. Thank you to the company & Michael

Frequently asked questions

How is Inland Marine Insurance different from Commercial Property Insurance?

Standard property insurance typically covers assets at your business location. Inland Marine Insurance covers business property in transit or at temporary off-site locations—a critical difference for mobile businesses.

Does Inland Marine Insurance cover employee-owned tools?

Generally, it covers business-owned equipment. Employee-owned tools are usually excluded unless specifically endorsed. We’ll help review your policy details to avoid surprises.

Is this coverage only for construction companies?

Not at all. While it’s essential for construction and contracting businesses, Inland Marine Insurance is also useful for any business with mobile equipment or off-site operations, including retailers, service providers, and tech companies.

Massachusetts tradesperson delivering mobile services, with tools and materials protected by inland marine insurance
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