Boating in Massachusetts offers endless enjoyment, from sailing Boston Harbor to exploring Cape Cod Bay. Yet unexpected accidents, storms, or theft can quickly turn smooth sailing into financial stress. That’s why Massachusetts Personal Boat Insurance is essential. Segreve & Hall helps protect your vessel, equipment, and financial well-being with customized policies designed for boat owners who love life on the water.
Massachusetts Personal Boat Insurance That Keeps Your Adventures Afloat
Trusted by Businesses for 30+ years 
Coverage That Goes Beyond Basic Policies
Tailored protection for boats of all sizes and uses
Massachusetts waterways can be unpredictable. Our Massachusetts Personal Boat Insurance provides coverage for:
- Physical damage to your boat, motor, and trailer
- Theft, vandalism, and fire losses
- Liability coverage for bodily injury or property damage
- Medical payments for you and your passengers
- Fuel spill liability and wreck removal costs
We ensure you’re protected both on the water and while your boat is stored or transported.
Meet Massachusetts Legal and Marina Requirements
Stay compliant and avoid unexpected setbacks
While Massachusetts doesn’t legally require boat insurance, many marinas and lenders do. In addition, certain waterways may impose coverage requirements for liability or environmental protection. Segreve & Hall ensures your policy meets:
- Marina slip rental requirements
- Lender requirements for financed boats
- State guidelines for safe boating practices
So you can enjoy your time on the water worry-free.
Specialized Policies for Massachusetts Boaters
Insurance that fits your boating lifestyle
Whether you own a fishing boat in Gloucester or a sailboat moored in the South Shore, your insurance should reflect your boating habits. We tailor Massachusetts Personal Boat Insurance for:
- Sailboats and yachts
- Powerboats and speedboats
- Jet skis and personal watercraft
- Fishing vessels
- Classic or antique boats
Segreve & Hall helps you navigate the details, ensuring you get the coverage you truly need.
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From Our Clients
I had a fantastic experience working with the Segreve & Hall team. As I was preparing for an interstate move, Paulo Botelho and the rest of the team were all incredibly helpful in quoting and starting new auto and renters policies. They went above and beyond to make this step of the moving process smooth and seamless. I'm very happy with the policies/prices we landed on, and I cannot recommend the team highly enough!
I worked with Paulo Botelho of Segreve & Hall on obtaining insurance for a new seasonal residence in Maine. Paul was very knowledgeable, efficient, very easy to work with and I was able to quickly obtain excellent coverage at a premium much lower than I expected. I highly recommend Paulo and his firm.
I worked with Hunter and Adam on getting health insurance last minute. I was unaware I’d lose coverage when I turned 26 and was desperate for help. They made the process simple for me and I had no gap in coverage. I look forward to working with them in the future for my other insurance needs.
Great communication from them. Always answer all my questions promptly and are great to work with.
I had an exceptional experience working with Hunter and his amazing team, Adam and Michael. From the very first consultation, Hunter took the time to thoroughly understand my needs and explained all my options with clarity and patience. His professionalism, expertise, and genuine care made the entire process smooth and stress-free.Thanks to Hunter and his team, I now have a comprehensive life insurance plan that gives me peace of mind for the future. I highly recommend them to anyone seeking trustworthy, knowledgeable, and caring insurance professionals. Five stars.
Paulo is so very helpful with everything we have needed so far. He even had to re-route our policy from an old address and did that without a problem. Very smooth transition from our former agency. Thank you Paulo!
I was looking for both flood and homeowner's insurance for my first home with my fiance, and a client connected me with Michael Segreve. I worked with Michael Brandolini to get both homeowner's insurance and and flood insurance, as well as a new auto policy. Michael was extremely helpful and prompt, and a great communicator. I strongly recommend Segreve and Hall, specifically Michael Brandolini for insurance needs!
Great staff , Communication on point, Very helpfulHighly recommend this agents.
They have helped me and I'm satisfied beyond measure they are really good for me
I recently turned 26 and needed to find my own health insurance for the first time. I worked with Hunter, who made the entire process incredibly smooth and stress-free. He took the time to explain my options clearly and helped me enroll in a Tufts plan that fits my needs perfectly. What I expected to be a confusing and overwhelming experience turned out to be simple and straightforward, thanks to Hunter and the Segrave & Hall Team. I’m so grateful for their support and highly recommend their services!
Tom has been a pleasure to work with and secured me a good rate on home insurance. Great experience.
Our agent Geoffrey paid attention to our needs and got us what we wanted and looked at diferante option to get us the best rate possible
Recently switched over my auto insurance. My agent, Fionbarra Collins, saved me a lot of money from what I was previously paying. Highly recommend giving them a shot!
These guys are the real deal !A pleasure to work with and they really care about making life easier for everyone!Great work boys !
I had a great experience working with Paulo, He helped me to decrease the price of my home insurance.
They got me a really good quote in a short amount of time. I would definitely recommend Segreve & Hall
Thomas and Sean are awesome they have been instrumental in the success of my business!
Brian was great with talking me through my first homeowners policy. He found us a great rate and executed a seamless closing with our mortgage broker. Will be looking into more policies with Segreve & Hall in the future.
I recently switched over all my insurance with Segreve, both personal and corporate. They have been nothing but amazing! Whenever I need something I get a response within minutes and requested documents within 30 minutes or at the latest same day. I have worked with other agencies in the past and they are hands down the best! The whole team and family are very friendly, hard working, great attention to detail and professional. I would highly recommend to anyone!
Frequently asked questions
Is boat insurance required in Massachusetts?
Massachusetts law doesn’t mandate boat insurance. However, marinas, lenders, or certain waterways may require proof of coverage. Plus, having insurance is wise to protect your boat and finances.
Does homeowners insurance cover my boat in Massachusetts?
Homeowners policies often provide limited coverage for small boats, typically under 26 feet and valued below a specific limit. However, they rarely offer comprehensive protection for liability or higher-value vessels. Dedicated boat insurance offers broader, more reliable coverage.
How much does Massachusetts Personal Boat Insurance cost?
Premiums vary based on your boat’s type, value, usage, storage, and operator experience. Factors like claims history and safety courses can also influence cost. Segreve & Hall shops multiple carriers to find you affordable options tailored to your boating lifestyle.
