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Massachusetts Personal Property Insurance That Safeguards What Matters Most

Your home holds more than walls and a roof—it’s where your life happens and where your belongings tell your story. From furniture and electronics to jewelry and collectibles, Massachusetts Personal Property Insurance helps protect the things you value most. At Segreve & Hall, we create personalized policies that cover your possessions against fire, theft, and other unexpected events, giving you peace of mind every day.

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Comprehensive Coverage for Massachusetts Households

Keep your valuables protected from common risks

Life in Massachusetts comes with unique risks, whether you live in the city or on the coast. Our Massachusetts Personal Property Insurance covers your belongings for:

  • Fire, smoke, and lightning damage
  • Theft and vandalism
  • Windstorm and hail damage
  • Accidental water damage
  • Falling objects and other covered perils

So, even when life takes an unexpected turn, you’ll have financial protection for your treasured possessions.

Tailored Protection for High-Value Items

Extra security for your most cherished belongings

Standard homeowners or renters insurance often limits how much it pays for high-value items like jewelry, artwork, or collectibles. With Massachusetts Personal Property Insurance, you can add specialized coverage for:

  • Jewelry and fine watches
  • Art and collectibles
  • Musical instruments
  • Electronics and cameras
  • Designer clothing or handbags

This ensures your valuable items are insured for their true worth.

Local Expertise for Massachusetts Residents

Personalized service and claims support you can trust

From the Back Bay to Cape Cod, our team understands Massachusetts living. We’ll guide you through choosing the right coverage, help document your valuables, and assist quickly if you ever need to file a claim. With Segreve & Hall, you’re never left navigating the insurance world alone.

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Explore Our Massachusetts Personal Insurance Services

From Our Clients

Marissa Wharton
13:49 01 Jul 25
I had a fantastic experience working with the Segreve & Hall team. As I was preparing for an interstate move, Paulo Botelho and the rest of the team were all incredibly helpful in quoting and starting new auto and renters policies. They went above and beyond to make this step of the moving process smooth and seamless. I'm very happy with the policies/prices we landed on, and I cannot recommend the team highly enough!
Fred Hewett
17:03 13 Jun 25
I worked with Paulo Botelho of Segreve & Hall on obtaining insurance for a new seasonal residence in Maine. Paul was very knowledgeable, efficient, very easy to work with and I was able to quickly obtain excellent coverage at a premium much lower than I expected. I highly recommend Paulo and his firm.
haley connelly
19:12 09 Jun 25
I worked with Hunter and Adam on getting health insurance last minute. I was unaware I’d lose coverage when I turned 26 and was desperate for help. They made the process simple for me and I had no gap in coverage. I look forward to working with them in the future for my other insurance needs.
Emily Jutras
19:04 06 Jun 25
Great communication from them. Always answer all my questions promptly and are great to work with.
John Giardina
15:47 06 Jun 25
I had an exceptional experience working with Hunter and his amazing team, Adam and Michael. From the very first consultation, Hunter took the time to thoroughly understand my needs and explained all my options with clarity and patience. His professionalism, expertise, and genuine care made the entire process smooth and stress-free.Thanks to Hunter and his team, I now have a comprehensive life insurance plan that gives me peace of mind for the future. I highly recommend them to anyone seeking trustworthy, knowledgeable, and caring insurance professionals. Five stars.
Carol Zuccala
13:06 06 Jun 25
Paulo is so very helpful with everything we have needed so far. He even had to re-route our policy from an old address and did that without a problem. Very smooth transition from our former agency. Thank you Paulo!
Jared Shepard
20:20 05 Jun 25
I was looking for both flood and homeowner's insurance for my first home with my fiance, and a client connected me with Michael Segreve. I worked with Michael Brandolini to get both homeowner's insurance and and flood insurance, as well as a new auto policy. Michael was extremely helpful and prompt, and a great communicator. I strongly recommend Segreve and Hall, specifically Michael Brandolini for insurance needs!
Hugo Tavares
15:15 05 Jun 25
Great staff , Communication on point, Very helpfulHighly recommend this agents.
Feed My Lamb Uganda
15:07 05 Jun 25
They have helped me and I'm satisfied beyond measure they are really good for me
Nick Fitopoulos
14:49 05 Jun 25
I recently turned 26 and needed to find my own health insurance for the first time. I worked with Hunter, who made the entire process incredibly smooth and stress-free. He took the time to explain my options clearly and helped me enroll in a Tufts plan that fits my needs perfectly. What I expected to be a confusing and overwhelming experience turned out to be simple and straightforward, thanks to Hunter and the Segrave & Hall Team. I’m so grateful for their support and highly recommend their services!
Shane Levy
21:53 04 Jun 25
Tom has been a pleasure to work with and secured me a good rate on home insurance. Great experience.
Steve Parent
09:17 31 May 25
Our agent Geoffrey paid attention to our needs and got us what we wanted and looked at diferante option to get us the best rate possible
Michael Mannion
18:08 16 May 25
Recently switched over my auto insurance. My agent, Fionbarra Collins, saved me a lot of money from what I was previously paying. Highly recommend giving them a shot!
Derik
16:03 14 May 25
These guys are the real deal !A pleasure to work with and they really care about making life easier for everyone!Great work boys !
Murilo Vidal
17:01 13 May 25
I had a great experience working with Paulo, He helped me to decrease the price of my home insurance.
Taylor Augello
22:32 07 May 25
They got me a really good quote in a short amount of time. I would definitely recommend Segreve & Hall
Kevin Ham
12:52 07 May 25
Thomas and Sean are awesome they have been instrumental in the success of my business!
Curtis Perry Jr
18:39 06 May 25
Awesome people easy to work with Tom awesome at his job
Ryan Cogan
14:02 05 May 25
Brian was great with talking me through my first homeowners policy. He found us a great rate and executed a seamless closing with our mortgage broker. Will be looking into more policies with Segreve & Hall in the future.
Andrew Fonzi
00:43 02 May 25
I recently switched over all my insurance with Segreve, both personal and corporate. They have been nothing but amazing! Whenever I need something I get a response within minutes and requested documents within 30 minutes or at the latest same day. I have worked with other agencies in the past and they are hands down the best! The whole team and family are very friendly, hard working, great attention to detail and professional. I would highly recommend to anyone!

Frequently asked questions

Is personal property insurance required in Massachusetts?

While it’s not legally required, personal property insurance is highly recommended. If you own or rent a home, protecting your belongings can save you significant financial loss in case of damage or theft.

Does my homeowners policy include personal property coverage?

Yes—but only up to certain limits. Most standard homeowners policies cover personal property, but coverage amounts may not be enough for high-value items. Personal property insurance helps fill those gaps with higher limits and specialized protection.

How can I lower my personal property insurance premium in Massachusetts?

You can reduce costs by:

  • Installing security systems
  • Bundling policies like auto and home
  • Increasing your deductible
  • Maintaining an updated home inventory

Segreve & Hall can help identify ways to save without sacrificing valuable protection.

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