Your home holds more than walls and a roof—it’s where your life happens and where your belongings tell your story. From furniture and electronics to jewelry and collectibles, Massachusetts Personal Property Insurance helps protect the things you value most. At Segreve & Hall, we create personalized policies that cover your possessions against fire, theft, and other unexpected events, giving you peace of mind every day.
Massachusetts Personal Property Insurance That Safeguards What Matters Most
Trusted by Businesses for 30+ years

Comprehensive Coverage for Massachusetts Households
Keep your valuables protected from common risks
Life in Massachusetts comes with unique risks, whether you live in the city or on the coast. Our Massachusetts Personal Property Insurance covers your belongings for:
- Fire, smoke, and lightning damage
- Theft and vandalism
- Windstorm and hail damage
- Accidental water damage
- Falling objects and other covered perils
So, even when life takes an unexpected turn, you’ll have financial protection for your treasured possessions.
Tailored Protection for High-Value Items
Extra security for your most cherished belongings
Standard homeowners or renters insurance often limits how much it pays for high-value items like jewelry, artwork, or collectibles. With Massachusetts Personal Property Insurance, you can add specialized coverage for:
- Jewelry and fine watches
- Art and collectibles
- Musical instruments
- Electronics and cameras
- Designer clothing or handbags
This ensures your valuable items are insured for their true worth.
Local Expertise for Massachusetts Residents
Personalized service and claims support you can trust
From the Back Bay to Cape Cod, our team understands Massachusetts living. We’ll guide you through choosing the right coverage, help document your valuables, and assist quickly if you ever need to file a claim. With Segreve & Hall, you’re never left navigating the insurance world alone.
From Our Clients
Frequently asked questions
Is personal property insurance required in Massachusetts?
While it’s not legally required, personal property insurance is highly recommended. If you own or rent a home, protecting your belongings can save you significant financial loss in case of damage or theft.
Does my homeowners policy include personal property coverage?
Yes—but only up to certain limits. Most standard homeowners policies cover personal property, but coverage amounts may not be enough for high-value items. Personal property insurance helps fill those gaps with higher limits and specialized protection.
How can I lower my personal property insurance premium in Massachusetts?
You can reduce costs by:
- Installing security systems
- Bundling policies like auto and home
- Increasing your deductible
- Maintaining an updated home inventory
Segreve & Hall can help identify ways to save without sacrificing valuable protection.
