Boating in New Hampshire should feel relaxing and safe. Our New Hampshire Personal Boat Insurance helps protect your vessel, your guests, and your finances. We customize coverage for inland lakes, rivers, and coastal outings. Therefore, you can enjoy the season knowing damage, injuries, and theft are addressed by a policy that fits your needs.
New Hampshire Personal Boat Insurance That Keeps You Afloat
Trusted by Businesses for 30+ years

Coverage Options for New Hampshire Boat Insurance
Protect your vessel, gear, and liability exposure
Build a policy that reflects how and where you boat:
- Hull coverage for damage to your boat, motor, and trailer
- Liability for injuries or property damage you may cause
- Medical payments for you and your passengers
- Comprehensive for theft, fire, vandalism, and weather
- Towing and assistance for on-water breakdowns
- Optional equipment for electronics, fishing gear, and accessories
These choices work together to reduce costly surprises.
New Hampshire Personal Boat Insurance for Real-World Risks
Storage, transport, and seasonal use considerations
Your boat faces risk at the dock, on the road, and in winter storage. Consequently, we consider lay-up periods, trailering, and storage locations when setting limits and deductibles. We also review navigation areas and usage. As a result, your policy reflects how you actually boat, not a generic template.
Tailored Policies for NH Vessels and Lifestyles
Coverage that matches your craft and experience
Every boater is different. For example, a family pontoon on Lake Winnipesaukee has different needs than a performance runabout or a sailboat. We tailor New Hampshire Personal Boat Insurance to vessel type, horsepower, safety gear, and operator history. Additionally, multi-policy and responsible-operator credits may help lower your premium.
From Our Clients
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Thank you Segreve & Hall and especially Paulo.
Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.
I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
Frequently asked questions
Is boat insurance required in New Hampshire?
Boat insurance is not required by state law in most situations. However, marinas and lenders often require proof of coverage. Many owners still choose a policy to protect against liability and repair costs.
What does New Hampshire Personal Boat Insurance typically cover?
It generally includes physical damage to your boat, motor, and trailer, as well as liability for injuries or damage you may cause to others. Many policies also include optional coverages for towing, equipment replacement, and fuel spill cleanup.
How can I lower my boat insurance premium?
You can reduce premiums by maintaining a clean boating record, completing a certified boating safety course, and bundling your policy with home or auto insurance. Proper storage and safety devices, like alarms or GPS trackers, can also qualify you for discounts.