Major accidents or lawsuits can exceed the limits of your home or auto insurance. That is why our New Hampshire Personal Umbrella Insurance gives you additional liability coverage when you need it most. Whether a guest is injured on your property or an auto accident results in costly claims, umbrella insurance provides the extra protection that helps safeguard your savings, income, and future.
New Hampshire Personal Umbrella Insurance for Extra Peace of Mind
Trusted by Businesses for 30+ years 
Comprehensive Umbrella Coverage in New Hampshire
Extra liability protection when other policies reach their limits
Umbrella insurance adds another layer of financial defense against large or unexpected claims. It can help cover:
- Bodily injury or property damage claims
- Legal defense costs and attorney fees
- Libel, slander, or defamation lawsuits
- Certain personal liability situations not covered by standard policies
This added coverage helps protect your assets when primary insurance is not enough.
How New Hampshire Personal Umbrella Insurance Works
Coverage that complements your home and auto policies
An umbrella policy begins where your other liability coverage ends. For example, if your auto policy covers up to $100,000 but a claim totals $300,000, your umbrella policy can cover the remaining amount. Most umbrella policies start at $1 million in additional protection, offering affordable peace of mind for homeowners, drivers, and anyone with valuable assets to protect.
Personalized Policies and Reliable Support
Local service that keeps your protection current
We take time to review your existing home, auto, and personal property policies before recommending umbrella coverage. Our goal is to ensure seamless protection across all areas of your life. As your financial situation evolves, we help you adjust limits and coverage to match your needs. With Segreve & Hall, your policy is always managed with care and clarity.
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From Our Clients
My friend recommended this agency to me, and they’ve been great to work with, especially working with Paulo! He is always quick to respond and really helpful whenever needed. Working with them has been very simple and stress-free, which I really appreciate. Definitely recommend them to anyone who is looking!
I’ve had an excellent experience with Segreve & Hall Insurance Associates Inc., especially thanks to Paulo Botelho. Paulo went above and beyond to make the entire process smooth, clear, and stress-free. He was incredibly responsive, knowledgeable, and took the time to explain all my options in detail. It’s rare to find someone who truly cares about finding the best coverage and value for their clients, but Paulo does exactly that. I highly recommend reaching out to him and the team at Segreve & Hall if you’re looking for great service and genuine professionalism.
Michael Brandolini was fantastic to work with! He helped me get a competitive insurance quote for risk and liability and took the time to go over all the coverage details, making adjustments as needed. He was prompt, professional, and a pleasure to work with throughout the process. I highly recommend Michael to anyone looking for insurance quotes!
Mike Brandolini and team were able to save the day to get us in our new car quickly and, better yet, at a significantly lower insurance rate. The entire process was seamless, painless, and quick. We are so glad we found Segreve & Hall! Thank you!
Worked with Geoffrey for our home and flood insurance!
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
Geoffrey helped us secured a great deal. Geoffrey is very kind and honest, has vast experience in insurance domain , and does not tries to oversell any unwanted stuff. He promptly and patiently answered all our questions . It was a great experience working with Geoffrey Cedrone.
The staff at Segreve & Hall are always welcoming and always seem to have an answer to any questions I may have. The insurance consultant Michael Brandolini is quick with his response and makes time for you. He helped me to navigate insurances and have a good understanding of them. Thank you
Recently sold my trailer and bought a park model and my new neighbor is Paulo Botelho. He mentioned he is in the insurance business and could give me a quote. Now I'm insured for trailer and golf cart. Great policy, great price and it couldn't have gone smoother.
Thank you Segreve & Hall and especially Paulo.
Thank you Segreve & Hall and especially Paulo.
I want to extend my heartfelt gratitude to Segregated & Hall Insurance, specifically Michael Brandolini, for their exceptional service. Michael went above and beyond to assist me in securing my Commercial Auto insurance for NEMT. His expertise and dedication made the entire process seamless and stress-free.
Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.
I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
Michael was incredibly responsive, answering all my questions with patience and clarity. His thorough understanding of the insurance landscape and commitment to finding the best solutions for my needs truly set him apart. I felt supported every step of the way, and it was clear that he genuinely cares about his clients.
I highly recommend Segregated & Hall Insurance for anyone in need of reliable insurance solutions. Thank you, Michael, for your outstanding service!
I had such a great experience working with Thomas Segreve as my insurance agent. He took the time to really explain everything to me in a way that made sense, which I genuinely appreciated. Insurance can be overwhelming, but he made the process very smooth.
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
What stood out most was how responsive and easy to reach he was. Anytime I had a question, he got back to me quickly and made sure I felt confident in my decisions.
If you need someone who’s knowledgeable, trustworthy, and truly helpful, I can’t recommend Thomas enough
I had an excellent experience with Segreve & Hall Insurance. From the beginning, the process was explained with patience and clarity, which made everything easy to understand. I felt well supported throughout, and all my questions were answered quickly.
The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
The team is professional, knowledgeable, and very attentive. I truly appreciate the service provided and highly recommend Segreve & Hall to anyone looking for reliable insurance assistance.
I’ve had an excellent experience working with Michael Brandolini as my auto insurance agent. He is always professional, responsive, and genuinely cares about helping his clients find the best coverage. Michael takes the time to explain details clearly and makes the whole process smooth and stress-free. I really appreciate his reliability and dedication, and I would highly recommend him to anyone looking for a trustworthy insurance agent.
Segregated & Hall Insurance were so helpful, especially Michael Brandolini, in finding my family new home and auto insurance. We have two teen drivers and were quoted a crazy rate. Michael reviewed our policies and saved us an incredible amount of money per year! I am very happy with their service!
My experience working with Segreve & Hall has been great. I recently purchased a car and while at dealership the salesperson said that we just had to wait for my insurence company to respond to finish the deal as he faxed the paperwork and it may take awhile. Few minutes later he responded saying wow that was the fastest ever getting information back. Thanks to Paulo Botelho and his speedy service I was in and out of the dealership in no time and the salesperson was also impressed!!
I had the pleasure of working with Michael Brandolini at Segreve & Hall insurance associates, and I can’t recommend them enough. They are extremely knowledgeable about insurance policies, regulations, and procedures, and they make even the most complex details easy to understand. Their professionalism and attention to detail gave me full confidence that I was making the best decisions for my needs.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
What stood out most was their ability to listen carefully, explain options clearly, and guide me through the entire process without ever feeling rushed or pressured. They were always quick to respond to my questions and went above and beyond to make sure everything was handled correctly and efficiently.
If you’re looking for someone who is dependable, trustworthy, and truly has your best interest at heart, Michael Brandolini at Segreve & Hall is the person you want on your side.
I was put into contact with Segreve & Hall by the dealer I got my car from. Paulo has been excellent in helping me understand how everything works and making sure my car payments go through smoothly with no issues. Thank you for all your thoroughness and checking in on me to make sure everything is going okay! I appreciate you all so much. Highly recommend!!!
Michael Brandolini is a wonderful insurance agent and one of the best I have ever worked with! He is always incredibly responsive, no matter the time or day, and consistently goes above and beyond to provide the information I need quickly and clearly. Michael makes the whole process easy and stress-free, and I always feel confident knowing he has my best interests in mind. Highly recommend him to anyone looking for exceptional service and peace of mind.
The main reason I am giving 5 stars is because of Michael Brandolini’s amazing service. He is always very responsive, prompt and made sure I understood my policy in depth. He is a great addition to your company and I’m very grateful to have made this switch earlier this year. Grateful to have a smooth easy process with something that is very stressful for us all. Thank you to the company & Michael
Michael Brandolini was incredibly helpful! We had some last-minute changes for both my rental property and my new home, and he handled everything quickly and seamlessly. Excellent service and truly a pleasure to work with. Will be continuing to use this team for my future needs. 10/10 would recommend.
We were with another Insurance Agency for 30 years plus and our agent retired (a friend). No complicated policies, Family of 5 for home and auto insurance. It grew more and more difficult to deal with them, and often had to ask 3-4 times for info or policy adjustments. A friend recommended Segreve and Hall and we are glad that they did!!. Along with saving us thousands of dollars for the same policies , the service is fantastic. Any inquiry I send over via email, I have the answer within hours. A phone call has everything addressed without waiting for a call back. For us, appreciation for a customer and respect for their time means lot.!
M. Brandolini was excellent to work with. He gave my family members and myself excellent quotes.
He took care of the transition from our old company to Segreve and Hall.
I would highly recommend.
He took care of the transition from our old company to Segreve and Hall.
I would highly recommend.
Frequently asked questions
Who needs New Hampshire Personal Umbrella Insurance?
Anyone with assets worth protecting can benefit from an umbrella policy. Homeowners, drivers, landlords, and individuals with savings or investments often choose this coverage to protect themselves from large legal judgments.
How much coverage does an umbrella policy provide?
Most umbrella policies begin at $1 million, though higher limits can be purchased for additional protection. The right amount depends on your assets, income, and exposure to potential risk.
Does umbrella insurance cover legal expenses?
Yes. One of the greatest benefits of an umbrella policy is that it helps cover legal fees, defense costs, and judgments that may arise from a covered lawsuit. This means your personal finances remain protected during costly legal proceedings.
