Most people have heard of homeowners insurance, but they are not sure exactly what it entails. Segreve & Hall is an independent agency that works with homeowners across Massachusetts and New Hampshire. Whether it is your first property or you are purchasing a vacation home we will customize the coverage to your individual needs. When you are looking for a qualified agent that offers homeowner insurance, you should make sure they are:
- Qualified in this field.
- Going to look out for your best interest, without cutting corners.
- Not adding unnecessary coverage.
Doing your research is your best option, and luckily for you, you’ve come to the right place. Segreve and Hall Insurance Associates is both experienced in the field of home insurance, and passionate about their clients.
What is Home Insurance?
Home insurance is similar to auto and business insurance; if you have a covered claim the insurance carrier reimburses you for the loss. You pay a premium to protect your home against fires, broken water pipes, wind damage, lightning, natural disasters etc… Most people assume their house is covered for certain disasters, but they don’t realize the scope of the coverage. For example, people don’t understand that a typical insurance policy covers liability issues associated with your dog (if your dog injures somebody and you are liable the homeowner policy protects you). On the other hand, many people assume floods are covered under their basic insurance, when in fact; homes that are in flood zones need special flood insurance.
When shopping for house insurance, you’re going to have a lot of questions.
- Is it in a flood zone?
- How much coverage do I need?
- What does liability insurance cover?
- What does my bank require?
We will have the answers for you, and the proper advice to make sure you get exactly what you need to stay protected. Exploring these details together will help us figure out the necessary coverage, and what makes sense for your lifestyle. Unfortunately, many homeowners expect their insurance policy pays for maintenance issues (rotted decks, old roofs etc…) but this is not covered under any insurance; it is up to the homeowner to take care of these concerns.
Talking to an Insurance Representative
While doing the research for an insurance policy your best course of action is to find an insurance agent that has experience and a strong reputation. You’re not going to find a more dedicated company than, Segreve and Hall Insurance Associates Inc. We are ready to help you in any way we can. We will not only be able to tell you which package is the best fit, but potentially save you substantial premium. Having a good relationship with your insurance agent means you’ll also have people watching out for you in the future, when your life changes; things maybe added or subtracted from your policy, like pets, jewelry, or other items.
We are here for you during any changes in your life—and we will be sure to answer questions and concerns you may have about your home insurance. Never hesitate to call for more clarification; we are here for you from 7:00 AM to 5:00 PM Monday – Friday. When it comes to insuring your house, it’s always better to be safe than sorry. With Segreve and Hall Insurance Associates Inc, you’ll find yourself feeling happy and secure in your home, no matter what the future holds. See our additional personal policies and insurance services. You can also Contact us for a quote.
Ready for the next step?
We’re here to give you a quick and accurate quote.