Construction projects face many risks, which is why Maine Builders Risk Insurance should be in place before work begins. This coverage protects structures under construction, along with materials, tools, and equipment. It also helps financial stability by covering common hazards like fire, theft, and weather damage. With Segreve & Hall, you receive guidance from a team that understands Maine’s climate, local requirements, and unique construction challenges.
Maine Builders Risk Insurance for Every Construction Project
Trusted by Businesses for 30+ years 
Maine Builders Risk Coverage for Materials and Equipment
Protection for job sites, stored items, and transported goods
Builders risk insurance helps protect the materials and equipment needed to complete your project. It offers coverage for items stored on the job site or transported from one location to another. It can also help protect temporary structures, scaffolding, and essential tools. Additionally, coverage may apply to debris removal or cleanup after a covered claim. Together, these protections help keep your project moving forward, even when unexpected loss occurs.
Policy Options for Maine Builders Risk Insurance
Customized coverage that fits project size and scope
Every project is different. Therefore, we review your timeline, materials, and budget before recommending coverage. Policies can include protection for labor costs, soft costs, and installation risks. They may also cover fire, theft, vandalism, wind events, and electrical surge losses. Many clients choose additional endorsements to safeguard high-value equipment or sensitive materials. Our goal is to create a plan that fits your exact needs, regardless of project complexity.
Sample covered exposures include:
- Weather-related damage
- Theft and vandalism
- Damage from faulty delivery or improper storage
- Loss of materials while in transit
Local Support for Maine Builders Risk Policyholders
Clear communication, fast service, and project-focused guidance
Our team helps you understand each part of your policy before work begins. We also explain which parties should be listed as insureds, including contractors, owners, and lenders. When a claim happens, we help document damage and coordinate next steps so that the project can continue with minimal delay. Additionally, we review your policy throughout the project to ensure it reflects ongoing changes, such as updated values or extended timelines.
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From Our Clients
biao huang
2 days ago
Been great working with Sean S for my home insurance. strongly recommend!
Manny Terra
5 days ago
My agent is Paulo Botelho he was great to explain to me about the policy I’ve got and I’m very happy with it and I’m actually referring him to friends and family thank you Paulo
Samuel Silva
5 days ago
We had a wonderful experience working with Paulo Botelho at Segreve & Hall insurance. Paulo has been extremely helpful, knowledgeable, and professional throughout the entire process. He always take the time to answer my questions, explain everything clearly, and make sure we understand our options. His patience, attention to detail, and dedication yo providing excellent customer service are truly appreciated. We highly recommend Paulo to enyone looking for a trustworthy and reliable insurance professional!
anthony carrera
5 days ago
I’ve had a great experience with Segreve & Hall Insurance! Paulo Botelho was great, very professional, and excellent at his work. He was always helpful and quick to answer any questions. I highly recommend their services!
Emily Duseau
6 days ago
I’ve had a great experience with Segreve & Hall insurance and would definitely recommend them! Paulo Botelho is especially helpful and addresses questions right away.
Cristy Donis
6 days ago
Paulo was very helpful and responsive when we needed to get additional insurance for a new contract. Great service from Segreve & Hall.
Larissa Da Silva
4 weeks ago
I had a great experience Segreve & Hall! They are extremely attentive, professional, and always willing to help. Every time I have a question, they respond quickly and make sure everything is clearly explained. Their customer service is excellent, and I truly appreciate how supportive and reliable they are. It’s great to work with a company that genuinely cares about its clients. Highly recommend!
Phil Murphy
2 months ago
For years my family and I have received outstanding service from Segreve & Hall for our home and auto insurance needs. Their team is knowledgeable, responsive, and always takes the time to explain our options and help us select the right coverage.
Over the past several years due to my experience with them, I have also invested through their financial division, Compass Financial. Their team has provided thoughtful guidance and excellent advice regarding my investments.
I truly appreciate the professionalism, personal attention, and dependable service both companies have provided. I highly recommend Segreve & Hall and Compass Financial to anyone seeking trusted insurance and financial guidance.
Rosella Cedrone
3 months ago
I have been insured with Michael Segreve and continued with Segreve and Hall for over 37 years. My experience with them has always been very informative; positive, pleasant and professional. Michael has guided me financially for many years and without his knowledge of finances I would have never been able to purchase my house and have retirement savings.
The office staff and insurance agents have always been very helpful and supportive no matter what the circumstances are.
I will continue to insure my home, business, all my vehicles and financial needs with Segreve and Hall because they are the best!
Peter Alabiso
4 months ago
I recently rewrote my auto, homeowners and umbrella policies with Segreve and Hall, who came highly receommended. Working with Sean was very straightforward and efficient. All questions were answered, in a very professional manner. A significant savings over the policies my former agent had me in for identical coverage. Very happy with the interaction and result.
Andy Chiango
4 months ago
I have been a client of Segreve and Hall for some time now. I have had nothing but great experiences and interactions with the team at Segreve and Hall. Dan St. Pierre has always been my go to point of contact. Recently, Dan was out and Fin and Michael Brandolini helped me transfer an auto policy. As always the team was great. They quickly worked through the process and got me into a new policy. They have all of my insurance business and I am grateful.
Dreams T.
4 months ago
Michael Brandolini at Segreve Hall was outstanding to work with. He was friendly, professional, and always on top of everything throughout the entire process. He followed up consistently, responded quickly whenever I had questions, and made everything easy and stress-free. On top of providing exceptional customer service, he found me the best price for my car insurance. I truly couldn't have asked for a better agent. I highly recommend Michael to anyone looking for someone who genuinely cares about their clients and goes the extra mile, especially when dealing with car insurances and quotes. I was recommended to reach out to him and he saved me money and time and stress. Thank you Michael; it was much appreciated.
Kellie S
4 months ago
Excellent experience with Segreve & Hall Insurance Associates! Thomas went above and beyond to make sure I had the right coverage and everything was accurate. He also helped resolve an issue with my renters insurance by quickly updating the documentation multiple times, which saved me from unnecessary charges by my apartment complex. The team was always responsive, professional, and genuinely cared about getting everything right. Highly recommend!
Victoria Cusanello
4 months ago
Three generations of my family are insured through Segreve and Hall, and I cannot speak more highly of the service Thomas has provided for us recently. When I needed my car insured after moving back to MA, he took care of everything. It is hard to come by a trustworthy company like Segreve and Hall that consistently exceeds expectations and is so responsive and transparent at the same time. Highly recommend these folks for any and all insurance needs!
Dennis Molla
5 months ago
We've been using S & H Insurance Associates for 10+ years.
I have all of my construction company insurance with them + personal cars and motorcycle.
They work efficiently, get back to me with information quickly, never any problems.
Highly recommend them.
Maryanne Ham
6 months ago
We recently transferred over our insurance and received prompt, kind, and professional support throughout the process. Thomas S made everything easy and took the time to answer our questions clearly. We really appreciated the smooth experience and excellent customer service.
Emad Lababidi
6 months ago
I have been working with S&H insurance for the past few years; I have insured multiple properties and autos. S&H has provided me excellent service, prices and has been responsive to all the questions I had throughout the years. Sean, Dan, Ashley and other staff have been excellent with the attitude and friendliness to work with. They have even asked me to provide my kids school transcript in order to help us reduce the cost of the insurance. They have gone above and beyond in service compared to many insurance companies I have dealt with in the past. They have provided me with many quotes from different sources to compare prices and made the process easy to select the right insurance for us. I would recommend S&H Insurance company to anyone because of the responsiveness, knowledge and reliability.
Tim Klingenberger
7 months ago
Every once in a great while , and seldom these days, you meet a true professional.
Paul Botelho is an absolute Professional.
I was really impressed by Paul and his professional, fast, and friendly service.
He answered all my questions and guided me through the things in needed help on.
After 35 years working with the top luxury brands I can definitely say that Paul provides a high performing top tier service that feels like a luxury experience with great pricing. You’ll be glad you called him. He truly appreciates his clients and it shows.
Etson Tavares
7 months ago
Always great to work with Segreve & Hall. The people there are fantastic, professional and they help make the process simple and stress free. Second time getting a different policy and both times went smoothly. This recent policy was a commercial policy and I was assisted by Paulo. He was extremely helpful and worked diligently to get me the best price possible. Given the current insurance market conditions I’m extremely satisfied with the premium I received. Top notch customer service. More importantly the continued customer support they provide. Highly recommend Segreve and Hall.
Max Giesen
8 months ago
Segreve Hall insurance made the process of getting insurance easy. We checked with multiple agencies and firms, however Thomas helped us find the best deal for our new home. He was extremely responsive and patient with us throughout the whole process. We will definitely be going to them for any of our insurance needs.
Frequently asked questions
Who needs Maine Builders Risk Insurance?
Owners, contractors, and developers benefit from builders risk coverage. It is important for anyone responsible for materials or structures during active construction. Many lenders require proof of coverage before financing begins, which makes this policy essential for most projects.
What does Maine Builders Risk Insurance typically cover?
It usually covers damage to structures under construction, materials on-site, materials in transit, and temporary structures. It may also cover certain weather events, fire, theft, and vandalism. Optional endorsements can extend protection to soft costs, such as design fees or loan interest.
When does builders risk coverage begin and end?
Coverage usually begins when construction starts and ends when the project is completed or occupied. Some projects may require an extension if delays occur. We help you determine the correct dates so that your coverage remains active throughout the entire build.
